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Top savings APY 4.85% 30-yr mortgage 6.41% 4,200+ products tracked 350+ institutions monitored Live rates How we make money Methodology
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Top savings APY4.85%
30-yr mortgage6.41%
Fed rate4.50%
S&P 5005,918▲ 0.6%
Nasdaq19,240▲ 0.8%
Bitcoin$68,410▼ 1.2%
Gold$2,388▲ 0.3%
Updated 3 min ago
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Should I move my savings to earn more?
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Should I move my savings?
Checked 4,200 live rates · answered in 0.4s

Yes. Your savings is earning 0.6%. The best account available right now pays 4.85% — on your $8,400 balance, that's an extra:

+$357/year
● HIGH CONFIDENCE ↳ Source: Verra Rate Index
Show the math ▾
$8,400 × 4.85%  =  $407/yr
$8,400 × 0.60%  =  $50/yr
Difference  =  +$357/yr
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This month's picks

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Verra Save
High-yield savings
4.9
SCORE
★ EDITOR'S TOP PICK
The top rate with zero strings — our pick for almost everyone.
4.85%
APY
$0
fees & minimum
See my odds →
Updated Jul 2 · Our methodology →
Horizon Cash+
Rewards card
4.7
SCORE
BEST FOR CASHBACK
Flat 3% back, no categories to track — simple and lucrative.
3%
cash back
$0
annual fee
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Updated Jul 2 · Our methodology →
Atlas Invest
Brokerage
4.8
SCORE
BEST FOR BEGINNERS
Start with $1 and zero commissions — the gentlest on-ramp to investing.
$0
commissions
$1
to start
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Updated Jul 2 · Our methodology →
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THIS WEEK'S MOVE1 of 1
Your idle cash could be working harder.
Move $8,400 to Verra Save → earn +$357/yr
Make the moveSkip
EARNED FOR YOU, LIFETIME
$11,240
The Verra Rate Index

Live market data behind every answer.

Updated 3 minutes ago · 4,200+ products
TODAY'S BENCHMARK RATES7-DAY
High-yield savings
Best available APY
4.85%▲ 0.10
6-month CD
Top national rate
5.10%▲ 0.05
30-yr fixed mortgage
National average
6.41%▼ 0.08
Credit card APR
National average
21.3%— 0.00
SAVINGS APY · 6 MONTHS▲ trending up
Independently tracked. No sponsored rankings. The same data cited in our research and every Verra answer.
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2.4M
members guided
$312M
earned & saved for them
4,200+
products tracked daily
4.9★
average app rating
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